Building Completion Certificate Application

To, The Commissioner / Building Inspector [authority_name] Date: [application_date] Subject: Application for Completion Certificate and Occupancy Certificate Sir/Madam, 1. I, [applicant_name], residing at [applicant_address], am the owner of the property described below. 2. PARTICULARS Property : [property_details] Plan approval number : [plan_approval_number] Date of approval : [plan_approval_date] Construction completed : [completion_date] Architect / engineer : [architect_name] 3. I state that construction has been completed in accordance with the sanctioned plan and the conditions of the approval. 4. DEVIATIONS, IF ANY [deviations] 5. I request that the premises be inspected and that a Completion Certificate and an Occupancy Certificate be issued. 6. I undertake to produce any further document required, to permit inspection, and to pay the prescribed fee. Yours faithfully, [applicant_name] Contact: [contact_number] DOCUMENTS ENCLOSED 1. Copy of the sanctioned building plan and approval order 2. Completion certificate from the architect or structural engineer 3. Structural stability certificate 4. Latest property tax receipt 5. No objection certificates as applicable — fire, lift, pollution, water and sewerage 6. Photographs of the completed building 7. Proof of ownership ──────────────────────────────────────────────────────────────── COMPLETION AND OCCUPANCY ARE NOT THE SAME CERTIFICATE They are routinely spoken of as one thing, and they are not. A COMPLETION CERTIFICATE (CC) certifies that the building has been constructed in accordance with the sanctioned plan. An OCCUPANCY CERTIFICATE (OC) certifies that the building is fit to be occupied — that services are connected, safety requirements met, and the necessary clearances obtained. IT IS THE OC THAT PERMITS LAWFUL OCCUPATION. Occupying a building without one is an offence in most States, and it has practical consequences that surface at the worst time: - Banks may refuse a home loan on a property without an OC, which shrinks the pool of buyers when you sell. - Water, electricity and sewerage connections may be refused or given only on a temporary basis. - The municipality can levy penal property tax, and in some States can act against the occupation itself. - A buyer's advocate will ask for it, and its absence will either kill the sale or knock the price down. IF YOU ARE BUYING a flat or a house, ask for the OC and read it — do not accept "it is applied for". A builder who has deviated from the sanctioned plan cannot get one, and that is usually why it is missing. DEVIATIONS: declare them rather than hoping they go unnoticed. Minor deviations are often compoundable on payment of a fee; concealed ones found at inspection are treated far less kindly, and the certificate is withheld until they are regularised or removed.