Asset and Document Register for Heirs

ASSET AND DOCUMENT REGISTER Prepared by: [declarant_name] Address: [declarant_address] Date: [declaration_date] PURPOSE This document is a personal record prepared so that my family and legal heirs can locate my assets, accounts and documents without difficulty. IT IS NOT A WILL, and it does not decide who inherits anything. It is a finding aid only. 1. BANK ACCOUNTS [bank_accounts] 2. INVESTMENTS AND DEPOSITS [investments] 3. INSURANCE POLICIES [insurance_policies] 4. IMMOVABLE PROPERTY [immovable_property] 5. LIABILITIES AND LOANS [liabilities] 6. DIGITAL ACCOUNTS [digital_assets] 7. LOCATION OF MY WILL [will_location] 8. PERSON TO CONTACT [contact_person] DECLARATION The particulars recorded above are true as at the date of this document. I undertake to review and update this register periodically, as assets are acquired or disposed of. [declarant_name] Date: [declaration_date] IMPORTANT — READ THIS 1. THIS IS NOT A WILL. It records where things ARE, not who GETS them. A document of this kind cannot dispose of property, and it has no testamentary effect whatsoever. If you want to decide who inherits your assets, make a will — this register sits alongside one, it does not replace it. 2. DO NOT WRITE PASSWORDS, PINs OR ACCOUNT PASSWORDS IN THIS DOCUMENT. Record only where the credentials are kept — a password manager, a sealed envelope with a named person, or a bank locker. A document listing live credentials is a serious security risk to you while you are alive. 3. KEEP IT SECURE AND TELL SOMEONE. A register nobody can find serves no purpose. Tell at least one trusted person that it exists and where it is kept. 4. REVIEW IT ANNUALLY. An out-of-date register listing closed accounts and omitting new ones can cause more confusion than none at all. 5. Families in India routinely lose track of deposits, insurance policies and shares simply because nobody knew they existed. Unclaimed financial assets in India run to very substantial sums for precisely this reason. A register of this kind is among the most useful hours you can spend for your family.